Job Details

Senior Software Engineer, Data Engineering

Location: San Francisco, CA, United States.

We're building a world where value moves like information does today. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

As a Senior Software Engineer, you will build the platform where every customer journey begins. You are building the "front door" for our entire global network. We are transforming our Customer Onboarding Platform into a modern, engineering-owned ecosystem. You will unwind legacy Salesforce logic to build robust, cloud-native backend services from scratch. Your work will power onboarding for every product, from Ripple Payments to our new Stablecoin.

Your architecture will directly impact how quickly customers can access the global financial system. By reducing friction and ensuring compliance, you help us scale the network responsibly. You are the guardian of our customer experience and the architect of our growth.

What you'll do

• Lead the design of distributed backend services that power our entire product suite.
• Partner with Product and Compliance to architect scalable orchestration layers for customer data.
• Migrate core business logic out of Salesforce into a dedicated, resilient persistence layer.
• Champion operational excellence by defining standard methodologies for API design, testing, and observability.
• Mentor fellow engineers to foster technical growth and ensure long-term system reliability.

What you'll bring

• 5+ years of experience shipping backend solutions in Java, Kotlin, or Go.
• A proven track record of unwinding monoliths into service-oriented architectures.
• Strong API design skills (REST/gRPC) and an operational attitude for performance.
• Ability to navigate ambiguity and drive technical strategy in complex environments.
• Experience in fintech, identity verification, or building horizontal platforms is a plus.

Salary

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant's experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

CA Annual Base Salary Range

$168,000 - $210,000 USD

Benefits

• Competitive salary, bonuses, and equity.
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support.
• Employee giving match.
• R&R days so you can rest and recharge.
• Generous wellness reimbursement and weekly onsite & virtual programming.
• Generous vacation policy - work with your manager to take time off when you need it.
• Industry leading parental leave policies. Family planning benefits.
• Catered lunches, fully stocked kitchens with premium snacks/beverages, and plenty of fun events.

Benefits listed above are for full-time employees.

Ripple is an Equal Opportunity Employer. We are committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.