Job Details

A company is looking for a Consumer Credit Lead - Cards.Key ResponsibilitiesBuild and operationalize the credit strategy, including formal credit policy and decision frameworksImplement a data-driven risk engine by integrating key data sources and ensuring scalable decision logicOwn portfolio performance post-launch by defining KPIs and recommending strategy adjustments based on risk trendsRequired Qualifications6+ years of experience in consumer credit risk, ideally 8-12 years across banking, fintech, or unsecured consumer lendingExperience launching or redesigning a consumer lending productStrong SQL skills and comfort working directly with dataDemonstrated experience in owning risk strategy and monitoring portfolio performanceFamiliarity with bureau data and core credit risk metrics