Job Details

Compliance Manager, FCC

The Legal, Risk & Compliance (LRC) team at Airwallex is a collaborative group of legal minds and risk management experts. We're passionate about safeguarding Airwallex's operations, fostering a culture of compliance and ethical conduct, and ensuring we navigate the global financial landscape with integrity. We provide expert guidance and support to all areas of the business, proactively identifying, mitigating, and managing legal and financial risks.

We are hiring a Compliance Manager, FCC to oversee the execution of our day-to-day financial crime compliance operations in the United States.

In this role, you will work closely with the US Deputy BSA Officer, managing the local execution of our compliance program. You will ensure accurate reporting, robust transaction monitoring, and operational adherence to the Bank Secrecy Act (BSA), the USA PATRIOT Act, and relevant State Money Transmission Laws.

Responsibilities

• Operational Management: Lead the day-to-day AML/CTF operations, including the oversight of customer onboarding (KYC/KYB), sanctions screening, and transaction monitoring alerts

• SAR Preparation: Investigate suspicious activity and draft Suspicious Activity Reports (SARs) for review and submission by the BSA Officer

• Program Implementation: Assist the BSA Officer in localizing global policies for the US market and ensuring controls are effectively implemented across the business

• Regulatory Reporting: Oversee the accurate and timely preparation of reports to FinCEN and assist in gathering data for state regulatory examinations

• Enhanced Due Diligence (EDD): Conduct deep-dive reviews on high-risk customers and complex business structures, providing recommendations to senior compliance leadership

• Audit & Exam Support: Act as a key point of contact for gathering documentation and data during internal audits and state regulatory exams (e.g., NYDFS, CA DFPI)

• Training: Deliver BSA/AML training to local sales and support teams and serve as the subject matter expert for internal staff inquiries

• Policy Maintenance: Ensure local desk procedures and operational manuals are kept up to date with changing US federal and state regulations

Minimum qualifications

• Experience: 6-8 years of financial crime/AML experience in US fintechs, MSBs, or payments companies

• Regulatory Knowledge: Deep working knowledge of FinCEN regulations, the BSA, OFAC sanctions, and the USA PATRIOT Act

• Operational Expertise: Proven track record in managing transaction monitoring workflows, clearing sanctions hits, and conducting EDD

• Reporting: Experience drafting SAR narratives and managing regulatory reporting queues

• Stakeholder Management: Strong skills to work with product, operations, and audit teams

• Autonomy: Comfortable in high-autonomy, fast-paced environments, able to make operational decisions quickly

Preferred qualifications

• Licensing Exposure: Familiarity with NMLS and State Money Transmitter License (MTL) reporting requirements

• Certifications: CAMS or CFE

• Language: Fluency in English is required; Spanish proficiency is considered an asset

• Technical Aptitude: SQL/data skills for independent reporting and analysis