Job Details

Join to apply for the Senior Portfolio Manager role at California Bank & Trust

California Bank & Trust is a California‑focused financial services company dedicated to serving its communities, families, and businesses. With more than 80 full‑service branch offices across the state, CB&T has earned recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank.” As a division of Zions Bancorporation, the bank has received multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.

• Responsible for managing and servicing a portfolio of existing loan relationships.
• Responsible for expanding and building relationships with a high degree of resultant customer satisfaction.
• Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations.
• Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
• Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
• Assists bankers with new and existing loan requests and other special projects.
• Senior level may manage Analysts and Loan Specialists.
• Other duties as assigned.

• Requires a bachelor's degree in Finance, Business or other related field and 12+ years of banking, relationship management, underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications.
• Requires an extensive in-depth knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
• Extensive in-depth knowledge of banking products, services, policies, procedures and regulations.
• Excellent credit skills in underwriting, financial modeling, valuations and adherence to policy.
• Requires excellent customer service, relationship, organizational, analytical and creative problem solving skills.
• Ability to meet deadlines.
• Must have excellent communications skills, both verbal and written.
• Knowledge of various software applications including word processing and spreadsheets.
• Ability to train, guide and mentor lower level staff.

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits, including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

This position is eligible to earn a base salary in the range of $177,000 - $232,000+ annually depending on job‑related factors such as level of experience.