Job Details

About Upstart

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital‑first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.

Upstart is a digital‑first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we'd love to hear from you!

Position Summary

As Assistant General Counsel, you will lead a team of six talented commercial attorneys. You will negotiate and draft contracts covering a large range of subject matter, as your team will be responsible for all of Upstart's third‑party contracts other than those with its financiers/investors. In addition, your team will support the lending partnership sales team at Upstart.

Your team will support Upstart's sales team on all of their lending partnership work while also negotiating, drafting, and structuring commercial contracts for every third party engaged by anyone at Upstart.

Minimum Requirements

• 10+ years of experience practicing commercial transactions, including representing an in‑house sales team.
• Experience managing a team of lawyers and legal professionals.
• Balances work as an individual contributor and as a people manager.
• Prior law firm and in‑house experience.
• Excellent contract drafting and negotiation skills.
• Expertise in contract law.

Preferred Qualifications

• Banking and/or fintech commercial legal experience strongly preferred.
• 3+ years of experience working at a highly‑regarded national law firm.
• 3+ years of in‑house experience.
• Familiarity with data privacy issues.
• Familiarity with true lender and true sale issues.
• Admission to the CA or NY bar.

Position Details

• Location: Remote, San Mateo, CA, Austin, TX, and Columbus, OH.
• Time Zone: This team operates on the East/West Coast time zones. The manager is in the West Coast time zone.
• Travel: As a digital‑first company, the majority of your work can be accomplished remotely. Employees are encouraged to spend high‑quality in‑person time via regular onsite sessions, typically two to three times a year for two to three days each.

Benefits

• Competitive Compensation (base + bonus & equity)
• Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
• 401(k) with 100% company match up to $4,500 and immediate vesting and after‑tax savings
• Employee Stock Purchase Plan (ESPP)
• Life and disability insurance
• Generous holiday, vacation, sick and safety leave
• Supportive parental, family care, and military leave programs
• Annual wellness, technology & ergonomic reimbursement programs
• Social activities including team events and onsite, all‑company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
• Catered lunches + snacks & drinks when working in offices

Compensation

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

The anticipated base salary for this position is within the range: $227,600 – $315,000 USD, depending on geographic location. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

Accommodation

If you require reasonable accommodation in completing an application, interviewing, completing any pre‑employment testing, or otherwise participating in the employee selection process, please email ...@upstart.com.

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