Job Details

Join to apply for the Software Engineer role at Chestnut (YC X25)

Base pay range

$125,000.00/yr - $300,000.00/yr

This range is provided by Chestnut (YC X25). Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Overview

Chestnut is hiring a Software Engineer to help Americans save billions of dollars per year. Chestnut is the first AI mortgage lender. Our AI agents automate the mortgage process and save consumers 0.5%+ in interest. Founder Spencer Brown's last startup built software used by a top-10 mortgage lender to power $85B+ of loan volume and all aspects of loan processing. Chestnut is licensed in Texas and Colorado where we offer several different types of home loans. We're backed by Y Combinator, Olive Tree Capital (Uber, Postmates, Ramp), and other world-class investors. The company was founded in January 2025 and recently completed YC X25.

What to Expect

To start, you'll help build automated mortgage brokering. Later you could become the product owner for brokering and/or an engineering leader.

Some Of Your First Initiatives Will Include

• ???? Quickly ramping on mortgage.
• ☎️ Qualifying more leads by extending our AI voice agent.
• ???? Boosting our close rate with beautiful rate quotes.
• ???? Automating loan processing with browser agents and automated underwriting.
• ???? Helping define Chestnut's culture by writing, recruiting, and role modeling.

Our tech stack consists of TypeScript, React, Node, GraphQL, Apollo, Prisma, Render, Postgres, Redis, Retell, Google Gemini, OpenAI, and more.

Skills and Background

Required

• ⚡️ Hunger for high-focus, high-growth work.
• ↕️ Ability to build robust full-stack solutions.
• ????️ Excellent communication skills.
• ???? 5+ years experience in full-time engineering/engineering management roles.

Great

• ???? Production use of LLMs and other modern AI tools.
• ???? History of hacking on side projects.
• ???? Interest in people management/mentoring.
• ???? Experience working with sensitive data (finance, biotech, etc.).
• ???? Desire to found your own company some day. We will do everything we can to help!

Logistics

We work in-person. Our office in Dogpatch (SF) has 16' ceilings, giant windows, and tons of sunlight. We're less than 5 mins away from Dogpatch Boulders and multiple coffee shops, bakeries, and breweries.

Compensation And Benefits

Compensation: $125k-$200k+ cash and 0.5%-3%+ equity depending on your qualifications and preferences.

Benefits: Healthcare, vision, dental, meals, gym, commute costs, laptop, and custom workstation.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Engineering and Information Technology

Referrals increase your chances of interviewing at Chestnut (YC X25) by 2x

Get notified about new Software Engineer jobs in San Francisco, CA.

We're unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.