Job Details

Join to apply for the Staff Software Engineer, Global Lending role at Square.

Square Loans helps business owners access the capital they need to grow and manage their businesses. Our products provide simple, automated financing experiences built on Square's ecosystem, with billions of dollars in loans extended to sellers each year. Square Loans is a major revenue driver for Square, making this work both technically complex and strategically important.

Responsibilities

• Solve ambiguous, high-risk, and cross-team challenges in lending systems by working directly in the code and carrying solutions from implementation to resolution.
• Rethink and evolve lending services and architecture to streamline development and accelerate delivery of new products.
• Guide the long-term architecture of lending services while contributing hands-on to critical builds.
• Partner with engineering, product, design, and risk teams to de-risk and deliver initiatives with outsized business impact.
• Raise the technical bar through design reviews, architectural guidance, and by setting high standards for resilience and maintainability.
• Mentor engineers to grow their technical depth and leadership capabilities.
• Advocate for lending needs across Square, ensuring alignment while simplifying integration with other products.

Requirements / Qualifications

• 12+ years of industry experience, with significant time designing and scaling large, complex systems
• A proven record of solving technically knotty problems with high ambiguity and risk
• Expertise in backend languages such as Java, Kotlin, or Ruby (and openness to learn others as needed)
• Experience guiding architecture for critical, high-throughput financial systems or equivalent domains while contributing hands-on to implementations
• Strong ability to decompose ambiguous problems, propose pragmatic solutions, and execute to completion
• Experience influencing without direct authority, building trust across teams and functions
• Excellent written and verbal communication skills, especially when working across engineering and non-technical partners

Technologies We Use and Teach

• Services: Java, Kotlin, Go, Ruby on Rails
• Data: MySQL, DynamoDB, Kafka, SQS
• Client: Ember.js, TypeScript, React Native
• Infra: Protocol Buffers, Temporal, Terraform, Kubernetes, AWS

Equity and Workplace

Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class. We will consider qualified applicants with arrest or conviction records for employment in accordance with state and local laws and “fair chance” ordinances. We are committed to an inclusive interview experience and will provide reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page.

Block takes a market-based approach to pay, and pay may vary depending on location. The successful candidate's starting pay will be determined based on skills, experience, location, and market conditions.

To find a location's zone designation, please refer to this resource. If a location is not listed, please speak with a recruiter for additional information.

Zone A $263,600—$395,400 USD

Zone B $263,600—$395,400 USD

Zone C $263,600—$395,400 USD

Zone D $263,600—$395,400 USD

Use of AI in Our Hiring Process
We may use automated AI tools to evaluate job applications for efficiency and consistency. These tools comply with local regulations, including bias audits, and we handle all personal data in accordance with state and local privacy laws. Contact us at ...@block.xyz with hiring practice or data usage questions.

Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offerings. Check out our other benefits at Block.